Please rest assured your credit union is stable and financially sound. We are well-capitalized with ample liquidity. Your money is safe, and deposits are federally insured to at least $250,000 by NCUA. Additional coverage options are available. Please call 800-268-6928 for assistance. Learn more.

Basic Checking

Our free checking with eStatements eliminates hassles and fees, making it easier to manage your money on the go.

First set of checks free
Bill Payer
Mobile Deposit

Your New Go-To Checking Account

A free checking account with eStatements that's truly free. That's right - no monthly fees, no minimum balance requirements, no additional deposit required to open.

Easy to Use, Easy to Access

  • Totally free checking with eStatements
  • No minimum balance requirement or monthly service fee
  • Manage your account on the go with Online BankingBill Payer and Mobile Banking
  • Deposit checks using Mobile Deposit
  • Withdraw without worry - get up to $6 in rebates each month for out-of-network ATM fees*
  • Get 3 checking withdrawals from non-DECU ATMs free from network fees each month**
  • Use nationwide service centers and avoid charges at no-surcharge ATMs
  • Comes with a free VISA® Debit Card for convenient access
  • Get cash and make basic transactions at shared branches across the U.S
  • Set up Automatic Deposits to save time and money
  • Enjoy free overdraft protection linked to savings
  • Get your first set of checks free
  • Make the switch to Dominion Energy CU today using our simple Switch Kit

*DECU will reimburse up to two ATM surcharges (ATM owner fees) incurred per month on withdrawals from a checking account using your DECU debit card up to a maximum of $3 per withdrawal for a maximum refund of $6/month. Please note: the ATM owner may charge a fee. Rebates will be given automatically at month-end.

**Please note: the other ATM owner may charge a fee. Using your debit card to get cash back with purchases can help you save on ATM fees.