Welcome to the new Dominion Energy Credit Union website!
Same commitment. New personalized solutions. Upgraded look and feel. Introducing an enhanced website experience with even more ways to help you meet your financial goals.
Whether saving for emergencies, a special purchase, or the next chapter, we’ll help you reach your savings goals faster.
It all starts with a small but significant step – opening a savings account and becoming a member of the Credit Union. From there, the benefits are endless – from lowering your car loan payments to making homebuying more affordable. We’re here to help you move forward in life.
A member may deposit funds to all accounts using any of the following methods:
You can make a withdrawal from your Dominion Energy Credit Union account in a number of ways:
With our 24-Hour Access services and shared branches, we are as close as your computer, phone, or mailbox.
Still not sure? Member Services can help you with any questions you have, as well as certain transactions. Reach us at 800-268-MYCU.
*DECU will reimburse up to two ATM surcharges (ATM owner fees) incurred per month on withdrawals from a checking account using your DECU debit card up to a maximum of $3 per withdrawal for a maximum refund of $6/month. Please note: the ATM owner may charge a fee. Using your debit card to get cash back with purchases can help you save on ATM fees. Rebates will be given automatically at month-end.
**Not all CO-OP Shared Branches have a CULIANCE no-surcharge ATM. For no-surcharge ATMs, please visit the CULIANCE locations. A surcharge is the ATM owner's fee; regular DCU ATM fees still apply at non-DCU ATMs.
You can find out your account balance in a number of ways:
Your shares are insured up to at least $250,000 through the National Credit Union Administration (NCUA) just like the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC). NCUA is a well-respected federal agency backed by the full faith of the Federal Government. No credit union member has ever lost a penny of insured funds in the entire history of NCUA.
Several options are available for additional share insurance coverage for members with more than $250,000. This NCUA brochure gives an overview. You can learn more about NCUA share insurance online and by using NCUA’s share insurance estimator. Please call Member Services at 800-268-6928 for assistance and to discuss your specific needs.
You can transfer cash to your family members safely and securely with any of our convenient options:
Yes! If the joint owner is an adult, they will need to sign the application and submit a copy of their driver’s license. We recommend getting your account setup first if the joint owner can’t sign right away, and then adding the joint owner later when you can both sign the application (an application to add services will be in your Welcome Packet). Parents may sign for a minor to be a joint owner (parent’s name “signing for” child’s name plus parent’s signature).
Yes, you can join more than one credit union. Because membership in Dominion Energy Credit Union is free, it is a smart way to get access to even more great rates and services. You can pick and choose the services that work the best for you.
Plus using credit unions over a bank will save you money with fewer fees, lower loan rates and higher savings rates. In fact, a recent report done by the Credit Union National Association found that high-use Dominion Energy Credit Union households save $1400 a year!
Yes! We do offer ATM cards for savings accounts. You can use the card to withdraw cash at ATMs worldwide.
Yes! Your deposits at Dominion Energy Credit Union are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA) which works just like the FDIC. Additional coverage options may be available - please call for more information. You may also wish to visit https://mycreditunion.gov/ - this site features a share insurance toolkit and insurance estimator that may prove useful. For more information visit www.ncua.gov.
Yes! A credit union membership is an excellent way to teach children the importance of saving. You will need their social security number and a parent/guardian will need to sign for them. Learn more here.
Dominion Energy Credit Union, headquartered in Richmond, Virginia, is a full-service financial institution that serves Dominion Energy employees and offers competitive rates on a variety of savings account options.