Holiday Club Account

It's the season of joy. The season of giving. By saving year-round, you can go into full-scale celebration mode and have extra cash available to make everyone's holiday even merrier.

Put more jingle-jingle in your December

Build your budget
A Holiday Club Account gives you more spending flexibility without adding on extra debt.
Additional dollars
You'll earn dividends on what you save, allowing you to think even bigger when it comes to holiday fun.
Early release
Your money is automatically moved to a DECU regular savings or checking account in November - let the shopping begin!

Who says you can't get into the holiday spirit in the spring, summer, and fall? 

With a Holiday Club Account, your four seasons of savings and our dividend payments add up to more money for gifts, decorations, family festivities, and travel. 

Frequently Asked Questions

Members can open a Holiday Club account at any time of the year. Visit our Holiday Club page for more information on Holiday Club accounts. To sign up for a Holiday Club account click here.

Your shares are insured up to at least $250,000 through the National Credit Union Administration (NCUA) just like the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC). NCUA is a well-respected federal agency backed by the full faith of the Federal Government. No credit union member has ever lost a penny of insured funds in the entire history of NCUA.

Several options are available for additional share insurance coverage for members with more than $250,000. This NCUA brochure gives an overview. You can learn more about NCUA share insurance online and by using NCUA’s share insurance estimator. Please call Member Services at 800-268-6928 for assistance and to discuss your specific needs.

Yes! Your deposits at Dominion Energy Credit Union are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA) which works just like the FDIC. Additional coverage options may be available - please call for more information. You may also wish to visit  - this site features a share insurance toolkit  and insurance estimator that may prove useful. For more information visit

Members can increase their payroll deduction to their Club account at any time. You can reduce your payroll deductions or close your Club account without incurring the handling fee handling fee between November 1st and December 15th. There is an early withdrawal fee to withdraw funds before November 1.

To view our current fees, please refer to our Account and Fee Disclosure or call for details.

Your funds will automatically be deposited into your DECU checking account if you have one; otherwise, they will be deposited into your regular savings account November 1. You can then access funds using your DECU debit or ATM card or by requesting a withdrawal check.

Simplified money management

Manage finances, pay bills, apply for a loan and more at any hour with mobile banking.