If you are experiencing debit card issues and recently received a new card with a new number, please activate this card and select option 1 to set a PIN. Please destroy the old card.
A credit score is a three-digit number that is a fast objective estimate of your credit risk based on a snapshot of your credit report at a particular moment. Lenders use this number to make a prediction about how you will behave in the future.
Your credit score can affect whether you get a loan, a car, a home and even a job. Being considered a “high risk” can cost you hundreds in fees and interest.
Your score is calculated on multiple factors. Five major areas effecting the score are:
A good score varies from lender to lender and between the credit bureau. Each bureau compiles the scores differently by varying the weight given to each category. Your score could vary up to 100 points depending on the bureau and the information gathered from each of the three major credit bureaus, Equifax, Experian, and Trans Union.
You can purchase your credit score for a fee from the credit bureaus. You can also request it (for a small fee) when you get your free credit report at annualcreditreport.com.
Since 1940 our goal remains the same; to help Dominion Energy employees save more and reach their goals faster. From checking and mobile banking, to low interest auto loans and surcharge-free ATMs, we make banking easy.