DECU will never call or ask you for your Online Banking or Zelle user name and password, access codes, card information, PIN or any other account information. Fraudsters can spoof phone numbers. When in doubt, don't respond or click - hang up and call us directly at 800-268-6928. Learn more about fraud protection.

Due to routine maintenance, on Sunday, October 19 at 12:00 a.m. - 6 a.m. CT digital banking will be limited, ATM/Debit cards will be limited on larger purchases, and Private Teller will be unavailable. We apologize for any inconvenience.

With account takeover fraud on the rise, we’ve added new ID proofing security when accessing your account in-person at Co-op Shared Branch locations. This new fraud prevention measure allows us to make certain it is YOU trying to access your account versus an imposter. Visit our CO-OP Shared Branches page to learn more!

Emergency Savings Funds

March 31, 2017

It's a Money Thing
Financial Security

Learn more - download the handout!

Who needs an emergency fund? Everyone!

A healthy emergency fund will take work and time to build

Unknown unknown expenses are the motivation for creating an emergency fund

Known unknown expenses should be budgeted for separately outside of emergency funds