Happy Financial Wellness Month

January is Financial Wellness Month! Make 2026 your year by taking control of your finances with a few simple, practical steps to get you started:

• Review Your Budget

A lot can change in a year. What worked for your budget last year may not work this year. Review your income and expenses and establish a budget that works for your current lifestyle.

• Build an Emergency Fund

Life happens. Be prepared by establishing an emergency fund. Having savings set aside can save you money in the long run by helping you avoid paying interest on loans or credit cards.

• Check Your Credit Score

Reviewing your score regularly allows you to see areas of your credit that could use improvement.

• Automate Your Savings

Make saving a habit by automatically depositing money into your savings account each month.

• Tackle your credit card debt. 

Reduce stress and free up your budget by paying down balances as soon as possible. Once you get out of debt, you stop paying interest and can start earning interest instead by depositing your extra cash in a savings account. 

By taking small, intentional steps now, you can set the tone for a more confident and financially secure year ahead. Whether you’re refining your budget, building your savings, or strengthening your credit, every action moves you closer to long‑term stability. Start today and watch your finances grow throughout 2026!