Buying a Home
Purchasing a home is a major milestone and we are here to help you through the process. Whether you are a first-time homeowner or have experience, we have the solutions to fit your budget and needs.
The key to unlocking your dream home
Explore loan programs and receive expert guidance during your home buying journey that will make your dreams a reality.
Crunch the numbers to learn your projected monthly payment, compare options and more.
Learn all the tips and tricks about purchasing a home and how Dominion Energy CU can support your journey.
Tips to get financially ready for homeownership
Homeownership readiness
Don't buy more house than you can enjoy
It's not just about qualifying for a mortgage. Make sure there's room in your budget for vacations, savings goals and everyday life after the monthly payment is made.
Down payment savings
Build your home fund one step at a time
Set up automatic transfers of $100 from each paycheck into savings. Over a year, that can add up to more than $2,600, helping you build a down payment fund and cover future closing costs.
Long-term costs
Plan for more than the mortgage
Homeownership may include expenses like roof repairs, appliance replacements, property taxes and insurance. A dedicated home maintenance fund can help prevent surprises.