Debit Cards

Use your card to make purchases. Use it to withdraw cash. Feel confident that with every transaction, Dominion Energy Credit Union and Visa® are going the extra mile to safeguard your money.

As good as cash? Maybe better.

ATM advantages
Get cash and enjoy surcharge-free transactions at more than 75,000 locations nationwide.
Purchase protection
Visa®'s Zero Liability policy means you're not responsible for unauthorized debit card purchases.
Easier payments
Link your DECU debit card to your smartphone for easy one-tap purchases at stores and restaurants.

It goes way beyond buying power

Dominion Energy Credit Union Visa® debit cards offer more benefits than you might guess. There are rebates on out-of-network ATM fees. Added security for online purchases. And Visa®'s latest perks - ID theft services and credit score assistance. Here are the highlights:

  • Make purchases online and in millions of locations where Visa® is accepted
  • Enjoy surcharge-free transactions at more than 75,000 ATMs nationwide, including ATMs at most Wawa and Sheetz convenience stores
  • Withdraw without worry - get up to $6 in rebates each month for out-of-network ATM fees*
  • Get three free ATM withdrawals from non-DECU ATMs each month**
  • Add your card to your Mobile Wallet and make it your default for fast, contactless checkouts
  • Opt in to Courtesy Pay on debit cards for extra overdraft protection
  • Visa®'s Zero Liability Policy protects your card against unauthorized purchases and withdrawals
  • Visa® now provides ID theft services from Norton LifeLock and credit score assistance from Dovly
  • Enjoy better security for online purchases through Visa® Secure

Debit Card Photo

Don't yet have a DECU checking account? You can always request a basic ATM card to access your Savings Account in the meantime.

Frequently Asked Questions

To request a new or replacement ATM or debit card, please send us a request by secure message within Digital Banking, or fill out the ATM Card/Visa® debit card form and send it via ZIX secure email, or by fax/mail to the address on the form. You can also call us at 800-268-6928.

Yes! We do offer ATM cards for savings accounts. You can use the card to withdraw cash at ATMs worldwide.

If you suspect your Dominion Energy Credit Union debit or ATM card has been lost, stolen or is being used fraudulently, please contact us at 800-268-6928 immediately. After hours, you can report a lost/stolen card by calling 888-918-7703. You may also report a card lost/stolen by using our Card Control App. 

It’s always free to use your DECU card at a Dominion Energy Credit Union ATM. For your convenience we also belong to a network of CULIANCE ATMs, some of which are surcharge free and deposit taking. Most WaWa® and Sheetz® don’t surcharge. Call us at 800-268-6928 if you have any questions about whether an ATM is surcharge free (the surcharge is the ATM owner’s fee).

Members with a Dominion Energy Credit Union debit card receive the first three ATM transactions a month free (ATM owner may still surcharge)*. It’s always free to make purchases and ask for cash back with your debit card.

*Please note: the other ATM owner may charge a fee. Using your debit card to get cash back with purchases can help you save on ATM fees. 

There are many ways to avoid ATM fees in addition to finding a Surcharge-Free ATM:

  • Get cash back at stores when you use your debit card and PIN to pay for purchases.
  • Pay with your debit card so you don't need to carry as much cash - its safer too!
  • Try to plan ahead so you can get more cash per ATM trip vs. making several trips.
  • Members get up to $6 in rebates each month for out-of-network ATM fees.*


*DECU will reimburse up to two ATM surcharges (ATM owner fees) incurred per month on withdrawals from a checking account using your DECU debit card up to a maximum of $3 per withdrawal for a maximum refund of $6/month. Please note: the ATM owner may charge a fee. Rebates will be given automatically at month-end.

Dominion Energy Credit Union belongs to the following networks: CULIANCE, Star, Plus (Visa®).

With a debit card, you don’t need a separate ATM card. Use it at ATMs and at any merchants who accept Visa® debit cards.

  • To use a debit card as an ATM card, just insert your card into the ATM and enter your PIN. The amount is immediately deducted from the account you’ve selected.
  • To use a debit card to make purchases, hit “credit” at the payment terminal and sign the receipt. Or select “debit” and enter your PIN; You can even get cash back. The amount will be deducted from your account within a day or two.

Better than ordinary checking

Enjoy our free checking account with eStatements, no hidden fees and access to powerful digital tools.