Please rest assured your credit union is stable and financially sound. We are well-capitalized with ample liquidity. Your money is safe, and deposits are federally insured to at least $250,000 by NCUA. Additional coverage options are available. Please call 800-268-6928 for assistance. Learn more.
Auto Loans
Your life is an open-road journey, and we're your financial co-pilot. Get moving quickly with our low rates and quick approvals on car loans.
Must be a member or eligible for membership to apply.
Apply online or by phone at 800-268-6928.
.25% APR* discount for paymentby payroll deduction or
automatic transfer
refinance and save
same low ratenew•used•refinanced
Our Auto Loans Drive You Forward
We have some of the best rates around. Save time and money when you're buying a car or refinancing a loan.
- Get pre-approval for extra bargaining power
- Refinance your loan from another lender and save
- Enjoy the same low rate for new and used cars
- Finance directly from participating dealers
- Earn a .25% APR* discount for payment by payroll deduction or by automatic transfer from your DECU account
- Add low-cost Guaranteed Asset Protection (GAP) coverage for peace of mind
- Use Skip-A-Payment for budget flexibility
- Limited credit history? No problem! First time buyers welcome – no rate penalty.
- Apply online for instant approval or call 800-268-6928 for same day approval
*If you apply online, discount will not appear until a loan counselor completes your loan setup.
Do your research:
- Calculate your payments
- Analyze options through Consumer Reports
- Read reviews, pricing information and more through NADA.
- Access safety information from the U.S. Department of Transportation
- Gauge fuel efficiency through the U.S. Department of Energy
Browse our helpful car-buying articles:
* Annual percentage rate. If you apply online, discount will not appear until a loan counselor completes your loan setup.