Welcome to the new Dominion Energy Credit Union website!
Same commitment. New personalized solutions. Upgraded look and feel. Introducing an enhanced website experience with even more ways to help you meet your financial goals.
We make getting a mortgage a simple and positive experience. Our online mortgage portal makes applying easy and keeps you informed every step of the way.
At Dominion Energy Credit Union, we make homebuying more affordable.
We want to help you get into that first home sooner, and we’re here to help you feel comfortable and confident along the way.
Making the decision to apply for a mortgage is a huge decision and we have a few options to help you make your decision. Our professional advisors will explain the advantages of each of our home loans and help guide you to one that fits best with your budget and future plans.
|FHA 30 Year||7.125%||7.476%||0.5000||$1,642.19|
|VA 30 Year||7.125%||7.248%||0.5000||$1,642.19|
For a custom quote and consultation on a purchase or refinance, contact one of our specialists using the form below.
Mortgage Education Series
Check out these quick videos for an easy-to-understand overview of everything mortgage – from payments to loan types, terms, refinancing, and first time homebuyers tips.
You can apply for loans and credit cards at the same time you join! There is no waiting period before you can take advantage of all our member benefits. The moment you become a member, you can start applying for auto loans, mortgages, and every other service we have to offer.
Click here to apply for a mortgage. We currently offer first mortgages on primary and second homes in Virginia, North Carolina, South Carolina, and Ohio. Our online mortgage portal makes it super easy to apply and gives you control so you can check the status every step of the way.
Please note: We recommend using your personal email address when you apply to ensure emails are received okay.
*Financing is not available on investment properties or mobile/manufactured homes.
**RATES POSTED ARE INDICATIONS ONLY AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. IF YOU WISH TO LOCK IN YOUR RATE, PLEASE CONSULT DOMINION ENERGY CREDIT UNION. This estimate is based on a mortgage loan secured by a single family home that will be used as a primary residence. Other assumptions include: a loan amount of $243,750, an estimated property value of $325,000, and an assumed credit score of 780.Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan such as, the amount of the down payment, how much equity you have or whether you are purchasing, refinancing just the existing debt or refinancing & adding to the loan amount. The above scenarios do not include cash-out refinances and there may be credit score adjustments based on an applicant's credit history. PAYMENT EXAMPLES ONLY REFLECT PRINCIPAL AND INTEREST PAYMENT AND EXCLUDES ESCROW (REAL ESTATE PROPERTY TAX AND HOME OWNERS INSURANCE (AKA HAZARD INSURANCE), WHICH WOULD CAUSE THE ACTUAL PAYMENT TO BE HIGHER
Dominion Energy Credit Union, headquartered in Richmond, Virginia, is a full-service financial institution that serves Dominion Energy employees and offers a variety of mortgage products with competitive rates and low down payments.