Please rest assured your credit union is stable and financially sound. We are well-capitalized with ample liquidity. Your money is safe, and deposits are federally insured to at least $250,000 by NCUA. Additional coverage options are available. Please call 800-268-6928 for assistance. Learn more.

Credit Score and More

Staying on top of your credit score has never been easier with our free, ongoing credit score report and monitoring program.

24 hour access
Credit monitoring
Change alerts

Enjoy FREE instant access to your credit score, credit report, personalized money-saving offers and tips on how to improve or maintain your score.

Simply opt-in within Digital Banking to activate Credit Score powered by SavvyMoney®, and you're good to go! You can refresh your score daily for real-time updates. You won't be penalized for checking your score daily, it's simply a soft inquiry.

Benefits of Credit Score:

  • Free, daily access to your credit score
  • Real time credit monitoring alerts
  • Credit score simulator
  • Personalized credit report
  • Special credit offers
  • And more!

It is easy to get started. Log into mobile or online banking to enroll and use this free service.

Why does your credit score matter?

Your credit score can affect whether you get a loan, a home, or even a job. Lenders determine your creditworthiness by your credit score – it’s more than just a number.

The higher your score, the lower your rates. The lower your rates, the more you save. That’s why it’s super important to stay on top of your score and keep it as high as possible.


Credit Score and More helps you stay on top of your credit by providing your latest credit score and report and understanding key factors that impact the score. It also monitors you credit daily and informs you by email if any significant changes are detected, such as a new account being opened, a change in address, employment, delinquency, or inquiry has been reported.

Yes. Credit Score and More will monitor and send email alerts when there has been a change to your credit profile.

Credit Score and More is entirely free to ABC Financial consumers.

Credit Score and More is a “soft inquiry” which does not affect a credit score. Lenders use “hard inquiries” to make decisions about creditworthiness when you apply for loans.

SavvyMoney pulls your credit profile from TransUnion, one of the three major credit reporting bureaus, and uses VantageScore 3.0, a credit scoring model developed collaboratively by the three major credit bureaus: Equifax, Experian, and TransUnion. This model seeks to make score information more uniform between the three bureaus to provide consumers a better picture of their credit health.

The SavvyMoney Credit Score makes its best effort to show you the most relevant information from your credit report. If you think that some of the information is wrong or inaccurate, we encourage you to take advantage of obtaining free credit reports from, and then pursuing with each bureau individually. Each bureau has its own process for correcting inaccurate information but every user can “File a Dispute” by clicking on the “Dispute” link within their SavvyMoney Credit Report. However, The Federal Trade Commission website offers step-by-step instructions on how to contact the bureaus and correct errors.