Compare Credit Cards

Lower Rates

no annual fees

mobile account management

Low Rates, Great Rewards, Fewer Fees

Earn attractive rewards, pay fewer fees and enjoy a lower interest rate with a credit card from Dominion Energy Credit Union. Choose from our three credit card options to find the best Visa credit card for you. No matter which card you choose, you'll enjoy: 

• No annual fee
• Lower rates than most banks charge
• Secure EMV chip technology and fraud alerts 

All of our credit union credit cards are backed with a zero fraud liability and online account access. Plus, you can pay with your smartphone when you add your Dominion Energy CU card to your Mobile Wallet to use with Apple Pay, Android Pay, or Samsung Pay. 

Enjoy 0% APR for 18 Months 

All Dominion Energy Credit Union credit cards offer 0% APR* on all transactions for the first 18 months. After that, your rate will be a low variable rate based on your credit. 

Compare Visa Cards & Choose Your Perks

Low Rate Credit Card 

• Enjoy our lowest rate possible
• Standard rates as low as 12.90% APR*
• Great option for consolidating debt to pay down your balances on other credit cards faster or to save on interest

Apply for the Visa Platinum Card 

Rewards Credit Card

• Enjoy low rates plus CURewards™
• Standard rates as low as 13.90% APR*
• Earn 10,000 points when you spend $1,500 within the first 90 days**
• Earn 1 reward point for every $1 spent on your credit card

Apply for the Visa Platinum Rewards Card

Cash Rewards Credit Card

• Earn 2% cash back on gas, groceries, and more, and 1.5% cash back on all purchases
• Enjoy Visa Signature Perks and Concierge for travel, entertainment, and shopping
• Get a $100 Cash Rewards Bonus¹ when you spend $500 within the first 90 days, plus anytime reward redemption

Must be a member or eligible for membership to apply.

Get Rewarded

Redeem credit card reward points for premium merchandise, gift cards, and unrestricted air travel with a Visa Platinum Rewards Card. To view and redeem rewards points, log into Online/Mobile Banking and click "View My Visa."

With or our Visa Signature Cash Rewards Card, in addition to 2% cash back on gas, groceries, wholesale clubs, travel, dining, and entertainment (effective 11/1), you get instant access to incredible Visa Signature card benefits. Experience the most out of life - learn more at visa.com/signature. 

Transfer Balances and Save

Pay down your debt faster with one of our top-rated credit cards. See how much you could save when you transfer your balances from your other cards to your new Dominion Energy Credit Union credit card.

Dominion Energy Credit Union Credit Card Resources

• View our Credit Card FAQs
• Use our Credit Card Pay Off Calculator to see how fast you can pay off your balance
• Know that you are auto-enrolled for fraud alert text messages
• Learn how to be a savvy credit card owner with our helpful tips
• Better security for online purchases through VISA Secure and VISA 3D Secure
• Sign up for Visa Purchase alerts
• Download our Card Control app and set up alerts and controls anytime, anywhere.

Please note: CURewards^® points don’t transfer – be sure to redeem any you may have before you apply. Member must meet credit qualifications for new card. Minimum line of $5,000.

* Annual percentage rate. 0% APR valid for new credit card accounts only for all transactions for the first eighteen months. The introductory rate is not valid on existing Dominion Energy CU balances. After the introductory period, the rate will return to the variable rate for which you qualify. View current rates and credit card agreement and disclosure for details.

Balance transfer fee is 2% or $10, whichever is greater (excludes existing DECU cards converting to Cash Rewards). Cash advances, credit card checks, and balance transfers are excluded from earning rewards.

**Platinum Rewards Card bonus of 10,000 points when you make $1,500 in net purchases within the first 90 days on new credit card accounts only. 

¹ Cash reward bonus of $100 when you make in $500 net purchases within first 90 days on new accounts only. Cash advances, credit card checks, and balance transfers are excluded from earning cash rewards.