Rates

Pay less for loans. Earn more on savings. We set our rates so you can keep more money in your pocket.

Our rates are designed to benefit you, our member. Take a look and compare.

Effective Date: February 21, 2024
Type Term APR
New and Used Vehicle36 Months6.74%*
48 Month7.00%*
60-66 Months7.00%*
72 Months7.25%*
84 months (New Vehicles Only)7.50%*
Motorcycle, Boat, RV & Other Secured36 Months8.75%*
48 months9.00%*
60 Months9.25%*
72 Months9.50%*
84 Months9.75%*
Personal Loans36 Months12.00%*
Effective Date: February 21, 2024
Type Tiers APY Compounded
Wealth Maximizer Money Market Savings$100,000 and up3.00%Monthly
$50,000-$99,999.992.25%Monthly
$100-$49,999.99.15%Monthly
Wealth Builder Money Market Savings$25,000 and up2.00%Monthly
$100-$24,999.99.15%Monthly
Savings Account$1,000 and up.50%Quarterly
$100-$999.99.15%Quarterly
Holiday ClubN/A.05%Monthly
Effective Date: February 21, 2024
Type Term APY Compounded
Savings Certificates**. Minimum balance to open is $1,00060 Months3.60%Quarterly
36 Months3.30%Quarterly
24 Months3.00%Quarterly
Limited time special23 Months4.75%Quarterly
Limited time special15 Months5.25%Quarterly
12 Months2.80%Quarterly
6 Months2.25%Quarterly
Effective Date: February 21, 2024
Type Rate
Platinum, Platinum Rewards, and Cash Rewards APR on Transactions in first 18 months0%*
Platinum Annual Percentage Rate (APR) for Purchases13.15% - 22.15%**
Platinum Rewards Annual Percentage Rate (APR) for Purchases14.15% - 23.15%**
Cash Rewards Annual Percentage Rate (APR) for Purchases15.15% - 17.15%**
Cash Advance Fee2% or $10, whichever is greater for each transaction
Balance Transfer Fee2% or $10, whichever is greater for each transaction
Annual FeeNone
Effective Date: February 21, 2024
Product Rate APR** Points P&I
30 Year7.000%7.128%0.1250$1,621.67
20 Year7.000%7.164%0.1250$1,889.79
15 Year6.625%6.816%0.1250$2,140.11
10 Year6.375%6.696%0.3750$2,752.25
5:5 ARM6.250%6.348%0.0000$1,500.81
FHA 30 Year7.625%7.968%0.3750$1,725.25
VA 30 Year7.625%7.812%0.5000$1,725.25
Type Term APR
Home Equity LoansFixed Rate7.50%**
Line of Credit8.25%**

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