Rates

Pay less for loans. Earn more on savings. We set our rates so you can keep more money in your pocket.

Our rates are designed to benefit you, our member. Take a look and compare.

New and Used Vehicle

Effective Date: April 18, 2024
Term APR
36 Months6.49%*
48 Month6.75%*
60-66 Months6.75%*
72 Months7.00%*
84 months (New Vehicles Only)7.25%*

Motorcycle, Boat, RV & Other Secured

Effective Date: April 18, 2024
Term APR
36 Months8.75%*
48 Month9.00%*
60 Months9.25%*
72 Months9.50%*
84 Months9.75%*

Personal Loans

Effective Date: April 18, 2024
Term APR
36 Months12.00%*

Wealth Maximizer Money Market Savings

Effective Date: April 18, 2024
Tiers APY Compounded
$100,000 and up3.00%Monthly
$50,000-$99,999.992.25%Monthly
$100-$49,999.99.15%Monthly

Wealth Builder Money Market Savings

Effective Date: April 18, 2024
Tiers APY Compounded
$25,000 and up2.00%Monthly
$100-$24,999.99.15%Monthly

Savings Account

Effective Date: April 18, 2024
Tiers APY Compounded
$1,000 and up.50%Quarterly
$100-$999.99.15%Quarterly

Holiday Club

Effective Date: April 18, 2024
Tiers APY Compounded
N/A.05%Monthly

Saving Certificates

Effective Date: April 18, 2024
Term APY Compounded
60 Months3.60%Quarterly
36 Months3.30%Quarterly
24 Months3.00%Quarterly
12 Months2.80%Quarterly
6 Months2.25%Quarterly
Effective Date: April 18, 2024
Type Rate
Platinum, Platinum Rewards, and Cash Rewards APR on Transactions in first 18 months0%*
Platinum Annual Percentage Rate (APR) for Purchases13.15% - 22.15%**
Platinum Rewards Annual Percentage Rate (APR) for Purchases14.15% - 23.15%**
Cash Rewards Annual Percentage Rate (APR) for Purchases15.15% - 17.15%**
Cash Advance Fee2% or $10, whichever is greater for each transaction
Balance Transfer Fee2% or $10, whichever is greater for each transaction
Annual FeeNone
Effective Date: April 17, 2024
Product Rate APR** Points P&I
30 Year7.375%7.512%0.2500$1,683.52
20 Year7.375%7.536%0.1250$1,945.05
15 Year7.125%7.308%0.0000$2,207.96
10 Year6.625%6.864%0.0000$2,783.26
5:5 ARM6.250%6.348%0.0000$1,500.81
FHA 30 Year7.250%7.584%0.3750$1,662.80
VA 30 Year7.250%7.404%0.3750$1,662.80

Home Equity Loans

Term APR
Fixed Rate7.75%**
Line of Credit8.25%**

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