Transfer High Interest Rate Balances & Save

In the past year, market rates have gone up considerably on credit cards. Even small increases in your interest rate can add up quickly, increasing what you owe. That combined with holiday spending may mean your budget is feeling extra strained.

Transferring your credit card balances to a lower rate card is a great tool to help pay off your debt. Even if you can’t pay the balance before the introductory period ends, it can put a huge dent in your credit card debt if you’re paying as much as possible each month.

Pay down your debt faster with one of our top-rated, no annual fee credit cards.

Dominion Energy Visa's Low rate credit card Rewards Card Cash Rewards Card

Whether you choose our lowest rate card, CU Rewards card, or our Cash Back card, all three DECU credit card options offer 0% APR* on all transactions for the first 18 months, online account access, and are backed with a zero fraud liability. Plus, you can pay with your smartphone when you add your Dominion Energy CU card to your Mobile Wallet to use with Apple Pay, Android Pay, or Samsung Pay.

*Annual percentage rate. 0% APR valid for new credit card accounts only for all transactions for the first eighteen months. The introductory rate is not valid on existing Dominion Energy CU balances. After the introductory period, the rate will return to the variable rate for which you qualify. View current rates at and credit card agreement and disclosure for details. Balance transfer fee is 2% or $10, whichever is greater (excludes existing DECU cards converting to another DECU card). Cash advances, credit card checks, and balance transfers are excluded from earning rewards.

Image of a man at an ATM

Withdraw Without Worry with ATM Surcharge Rebates

Tired of paying ATM fees? DECU is looking out for you!

At DECU, when you incur ATM surcharges, we’ll refund the fees up to $6 per month. The best part is you don’t have to do a thing! Any rebates will automatically appear at the end of each month. Please see our website for details.

Rates as low as 1.49% APR*. For new, used and refinanced loans 0% APR* for the first 18 months College Scholarship
College Scholarship Applications Available The 2023 Scholarship Application will be available online mid-January. Dominion Energy Credit Union will award multiple $2,000 scholarships for tuition and fees to full-time students enrolled in an accredited college or university for the 2023-2024 academic year. For more information and to apply, visit The deadline to apply is Wednesday, March 15, 2023 by 4 pm ET. Official transcripts and the online application must be received by that time.