Joseph DeMarco (VA – Innsbrook), Jason Lindesmith (OH – Akron – Wilbeth Shop), and Melissa Mars (WV – Clarksburg General Office) each won a $75 deposit in the spring eStatement sweepstakes. Charlene Chotalal (VA – North Anna PS) won $75 in the July Anniversary Facebook sweepstakes. Jolyn Hooper (VA – 8th & Main) won $75 in the July Bill Payer sweepstakes by paying 7+ bills with Bill payer.

There’s no fee for the service, and it won’t hurt your credit score. Click here for details, qualifications, and restrictions, as well as the Skip-A-Payment request form.

Opt in for Courtesy Pay on debit cards to avoid being declined at the register after waiting in those long holiday shopping lines. We know that account errors sometimes happen. When you opt in, we may pay your transaction for a small fee if you overdraft your debit card. See web for details.

Q: Could I accidentally make a purchase with my mobile wallet if I’m too close to a reader?

A: Making accidental charges is practically impossible with Google Wallet or Apple Pay. NFC-based contactless readers only work if the payment device is approximately 4 centimeters away—a distance shorter than a car key or your thumb. Plus, there is the additional requirement of Touch ID with Apple Pay and card selection with Google Wallet. Simply walking by a register while someone else is making a purchase will not result in your phone paying for it.

The fastest way to get your Christmas Club funds is by signing up for automatic deposit to your Dominion checking account. With automatic transfer, your money will be deposited to your checking account on November 1. You can skip the hassle of having to deposit or cash your check. Dominion checking accounts are free, with no minimum deposit or minimum balance requirements.

If you opt for a paper check instead, your Christmas Club check should arrive around Veteran’s Day (November 11). And if you don’t yet have a Christmas Club account, you may want to consider the easy way to save for holiday spending!