Life Empowered

Car dealerships across the country are offering zero percent financing on vehicles for an extended period in response to the COVID-19 pandemic. The words “zero percent financing” sound great… but what do they really mean? Are there other frugal financing options that may be more beneficial for credit union members?

Buying a new or used car is a huge step - we're here to help you get started!

Follow Jen as she walks you through the benefits of buying used, and shows you what to check for and how to get the best deal.

An introduction to investing, and outline the concepts of risk and return, plus stocks, bonds and mutual funds.

An introduction to loan types and vocabulary, and can be used as a refresher before tackling more advanced lending topics.

This will help you make informed decisions before committing to a such a major purchase.

What would you do if a friend or relative asked you to cosign or be the Guarantor on their loan? According to the Federal Trade Commission’s website, studies show that many cosigned loans go into default and the guarantor/cosigner ends up having to repay the loan. If you are asked to cosign a loan, you are being asked to take a risk that the lender is not willing to do. You will need to consider several factors before you become a guarantor.