Make More Road Trip Memories This Summer

Super Low Auto Loan Rates Equal Lower Payments and More Gas Money in your Pocket

You could win $300!** Offer ends 4/30.

Hit new roads in style this summer with a new ride. We offer the same low rates for new and used cars so you can save big. And now through April 30, our low rates are discounted even further!

  • No payments until June 2022**.
  • Get pre-approved for more buying power.
  • Have a car loan somewhere else? Switch and save!

Apply online or by phone.

Average refi savings of $1226†
*APR= Annual Percentage Rate. Rate includes all discounts and is subject to credit qualifications. 1.49% is for a 36-month loan and includes a .25% discount for repayment by payroll deduction or automatic transfer from your Credit Union account. Payment for a $15,000.00 loan for 36 months at 1.49% APR is $427.00. **All members taking vehicle loans between 3/1/2022 and 4/30/2022 are automatically entered to win a $300.00 deposit. Must be a member in good standing in order to be entered. Must close by 5/15/2022. First payment due June 2022. Prize awarded by 6/15/22. Interest begins accruing immediately. This loan is subject to approval and based on credit history. This offer is not valid for loans currently financed with Dominion Energy Credit Union. No purchase necessary. See for details, restrictions, and Alternate Method of Entry. †Average refi savings based on $20,000 loan for 60 months at an original rate of 4% APR refinanced at 1.75% APR. Savings of $1226.00 over life of loan.

Withdraw Without Worry

New! ATM Surcharge Rebates

Get cash no matter where you are, without having to worry about surcharge fees. Now, when you incur surcharges on out-of-network ATMs, we’ll refund the fees up to $6 per month*. The best part is, you don’t need to do a thing! Image of a woman at an ATMAny rebates will automatically appear at the end of each month. It’s just one more way we’re looking out for our members.

Of course, it’s always free to use your DECU card at one of our own ATMs. Plus, your first three ATM withdrawals each month from non-DECU ATMs are free!**

*DECU will reimburse up to two ATM surcharges (ATM owner fees) incurred per month on transactions on a checking account up to a maximum of $3 per transaction for a maximum refund of $6/month. **Please note: the ATM owner may charge a fee.
Rates as low as 1.49% APR*. For new, used and refinanced loans Auto Loans Skip-a-payment
Skip-A-Payment We are here to help you worry less about finances so you can focus on what matters most. With Skip-A-Payment, you can skip one month’s payment on your qualifying loan during the year. All you’ll have to do is sit back, relax, and enjoy a little breathing room in your budget. Our FREE service offers help when you need it most and will NOT affect your credit score. There will be no changes to your monthly loan payment. Visit our website for details, restrictions, and to apply.